What to do in the first twenty-four hours
Financial cyber fraud is a race against the movement of money through layers of accounts. The reporting infrastructure exists precisely to interrupt that.
The offences involved
Online fraud typically attracts both the Information Technology Act, 2000 and the Bharatiya Nyaya Sanhita. Identity theft and cheating by personation using a computer resource are dealt with under Sections 66C and 66D of the IT Act; the cheating and criminal breach of trust provisions of the BNS apply alongside.
Publishing obscene material, voyeurism and sextortion carry their own provisions under both statutes, and in cases involving women and children the police have dedicated units and faster escalation paths.
Where we add value
Registration is often the sticking point: stations sometimes push complainants toward the online portal alone. We prepare the complaint so it clearly discloses the offence and pursue registration where it is being resisted.
Beyond the criminal complaint, there is usually a parallel civil and regulatory track: escalation to the bank’s nodal officer, the RBI ombudsman where a bank has failed on unauthorised transaction rules, and takedown or disclosure requests to the intermediary platform.